It’s official! After a stressful few weeks, the bank has agreed to buy a house and let my wife Kate and I call it ours, as long as we pay them hundreds of dollars every week, for the next 25 years.
We have both been through a roller coaster ride of emotions over these past few weeks, since our offer was accepted on our house. The wave of emotions is still there now that we are just hours away from finally being able to hold the keys. But, they’ve been changing as we inch closer to being homeowners.
What was once excitement, gave way to nervous dread as we struggled through the approval process with our bank in an ordeal that was extremely detrimental to my mental health.
I know many people are stretched thinly at their jobs, and banks are no exception. But, the experience of dealing with - let’s call it the Bank of Imperial Canadian Commerce - found new ways to be aggravating on an almost daily basis. At times, I found myself thinking that having our mortgage through the Greek Central Bank would be a less stressful experience.
However, now that we have all of our paperwork in order - not to mention the comfort in knowing that we will be able to refinance in just 59 short months - excitement is sweeping back over us as we finish debates on paint colours, light fixtures and furniture options as we turn the house into our first-ever Knight family home.
Luckily, we had a lot of help and support from our families, as well as Kathy Clulow, Doug Hay and Margaret Dunn who guided us through the buying process. And the staff at Randy Hoban’s office in Uxbridge, who made sure that everything was legal.
There is also some sadness in having to depart Uxbridge. Bound by a very hot real estate market, we saved between $100,000 and $150,000 by opting to move slightly to the north, in Sunderland.
For me, I now hold the North Durham trifecta, having lived in Scugog, Uxbridge and now Brock Township. Over the past six years after moving from Port Perry, Uxbridge has very much become my home. And although my job as Editor of North Durham’s preferred newspaper takes me there almost daily, I will greatly miss calling it my home.
Part of the reason is the people, and I know there are great people in every town. But, since Uxbridge is where we brought our baby girl home to for the first time, it has an extra special place in my heart.
In an effort to drop some of the baby weight that I somehow managed to gain, Abby and I have taken to frequent walks around town with the stroller, and the highlight is, without fail, every time we are out on a daddy-daughter adventure, another father will comment that they remember doing the same thing in a effort to gently get their child to fall asleep, or provide an update if I’m lucky enough to have her actually end up sleeping.
Becoming a parent really is like joining a secret club that has its own rituals and traditions that only fellow members can appreciate, and its so great to be able to share in those with the friendly faces we greet.
I’m sure some of you may be wondering about our dogs, Beadie and Bodie, and what they think of all of this. I can’t explain it, but I’m pretty sure that Beadie knows that something is changing, and I swear that she was recently practicing climbing stairs in preparation for the move.
Now it seems all that’s left is the choice of calling our new house a three-bedroom doghouse for those two or a bigger playhouse for our daughter.
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Darryl studied advertising and journalism at Durham College. He began covering sports for the Scugog Standard in 2005 and has held the position of senior hockey writer at the Standard since 2007. In 2010 Darryl was promoted to general assignment and council reporter for the Uxbridge Standard and head sportswriter for the Scugog and Uxbridge Standard. He is now the editor for The Standard Newspaper.